If this is your first time looking into in-home care or home health care in the Dallas – Fort Worth area, then here is some information that will hopefully make it a lot easier for you in getting started.
If you have Medicare or a Medicare supplemental insurance policy, then you will need a doctors order for in-home care insurance coverage under these policies. You will be under those policy guidelines as to the type and duration of in-home care. With the exception of final days of life under hospice care, these guidelines typically stipulate short (1-2 hour) in-and- out visits by medical personnel such as a registered nurse (RN), licensed vocational nurse (LVN) nursing aide (CNA), physical and/or occupational therapists. Your doctor should be able to help you find a Dallas – Fort Worth TX area home health care agency accepting these types of insurance policies.
In Texas, Medicaid in-home care is administered through the Texas Department of Health & Human Services Commission on a financial need bases. Once signed up, you will need the name of the Medicaid program you are on along with the accompanying insurance plan in order to start looking for approved providers. You will receive an approved quantity of weekly in-home care hours to work with under your approved Medicaid program. Finding approved providers with available caregivers may take some time in the Dallas – Fort Worth Metroplex.
If you have a long term care insurance policy, it is suggested you review your policy paying special attention to any grace or “out of pocket” period, and to what conditions need to be met for insurance company approval to start paying claims. Your policy will allocate a daily dollar amount that it will pay out. Care Mountain home health agency accepts all major long term care insurance company policies and has not been denied by any of them to date. We can greatly help you with the long term care insurance process if desired!
If you are part of the veterans program, then the VA Aid & Attendance program is a needs based program they offer to assist with your in-home care needs.
My best estimate is the majority of Dallas -Fort Worth TX area senior in-home care is done as private pay, private duty caregivers through a licensed home health agency such as Care Mountain, or on a direct to hire bases. In these cases licensed home health agencies are typically considered “non-medical” with nursing aide level caregivers. For a good description of caregiver duties as nursing aides, please see Care Mountain’s Services section. You can shop around for rates among the best Dallas area home health care agencies, start, stop and change service at will.
Private pay/private duty in-home care will be mostly under your discretion, so pricing and type of schedule will be some top considerations. The cost of in-home care in the Dallas TX – Fort Worth area varies widely, so it pays to shop around. If you are looking at 24 hour in-home care, then also check into the Live-In in-home care option too (caregiver normally stays consecutive days, but does not live there), because if feasible it will almost always cost a lot less. Reputation, experience, caregiver turnover/pay should be important considerations with your pricing discovery. Scheduling is something very, very few ever figure out perfectly from the start, so consider taking this one day at a time adjusting as needed. If on a limited budget, then you will typically get the most bang for your buck with a few in-home care hours in the mornings.